body { font-family: Verdana, Arial, Helvetica; 
	font-style: normal; font-weight: normal; 
	font-size: 10pt; color: black; 
	margin-top: 12; margin-left: 12;
	background-color:#F4F4F4;
	background-image:url('images/hbgwm.jpg');
	}

p { font-family: Verdana, Arial, Helvetica; 
	font-style: normal; font-weight: normal; 
	font-size: 10pt; color: black; 
	margin-top: 0; margin-bottom: 6;
	}
	
li { font-family: Verdana, Arial, Helvetica; 
	font-style: normal; font-weight: normal; 
	font-size: 10pt; color: black; 
	margin-top: 0; margin-bottom: 6;
	}
	
td { font-family: Verdana, Arial, Helvetica; 
	font-style: normal; font-weight: normal; 
	font-size: 10pt; color: black; 
	margin-top: 0; margin-bottom: 6;
	}

th {font-family: Verdana, Arial, Helvetica; 
	font-style: normal; 
	font-weight: normal; text-decoration: underline;
	font-size: 10pt; 
	color: black; 
	margin-top: 0; margin-bottom: 6;
	}

b { font-family: Verdana, Arial, Helvetica;
	font-style: normal;
	font-weight: bold;
	font-size: 10pt;
	color: black;
	}

a { font-family: Verdana, Arial, Helvetica;
	font-style: normal;
	font-weight: normal;
	font-size: 10pt;
	text-decoration: none;
	color: blue;
	}

code { font-family: Courier;
	font-style: normal;
	font-weight: normal;
	font-size: 10pt;
	color: black;
	}

h1	{ font-family: Verdana, Arial, Helvetica; 
	font-style: normal; font-weight: bold; 
	font-size: 12pt; color: black;  
	margin-top: 12;	margin-bottom: 6 
	}

h2	{ font-family: Verdana, Arial, Helvetica; 
	font-style: normal; font-weight: bold; 
	font-size: 10pt; color: black; 
	margin-top: 12; margin-bottom: 6 
	}

h3	{ font-family: Verdana, Arial, Helvetica; 
	font-size: 10pt; color: black; 
	font-weight: bold; 
	margin-top: 12; margin-bottom: 6 
	}

a.StartLink { font-family: Verdana, Arial, Helvetica;
	font-style: normal;
	font-weight: normal;
	font-size: 10pt;
	text-decoration: underline;
	color: teal;
	line-height: 12pt;
	}

a.LinkLink { font-family: Verdana, Arial, Helvetica;
	font-style: normal;
	font-weight: normal;
	font-size: 10pt;
	text-decoration: none;
	color: navy;
	line-height: 14pt;
	}

a:hover { color: red; }
a:focus { color: red; }
a:active { color: blue; }